Our Mission

The Temple Housing Resource Center works cooperatively with other departments and organizations to connect residents with community services and programs. We strive to navigate and advocate for the community to preserve health and safety while enhancing and engaging Temple neighborhoods.

Requirements 

1. Must be a resident of Temple, Texas
2. Must meet HUD Area Median Income Guidelines per organization

Resources for Homebuyers

New Home Construction Down Payment & Closing Cost Assistance

• Homebuyers may qualify for down payment and closing cost assistance through NeighborWorks Waco or Texas Department of Housing and Community Affairs. 

Texas Department of Housing and Community Affairs (TDHCA)

• Provides down payment assistance (as a grant) and mortgage loans to eligible first time and repeat home buyers.  

Texas State Affordable Housing Corporation (TSAHC) 

• A 501©(3) non-profit organization that offers privately funded programs targeting the housing needs of low-income families or other under-serving populations. They offer a variety of affordable housing programs such as first-time homebuyer assistance, sustaining homeownership and financial counseling, and developer financing.

Affordable Housing

1. Learn about different kinds of affordable housing
   • Non-Profit Housing
   • Section 8
   • Public Housing
   • Affordable Homeownership
2. Get your finances and credit ready
   • Credit Check 
   • Income and Budgeting
3. Check to see if your income qualifies
4. Identify your housing needs and preferences
5. Contact non-profit developers and housing authorities and apply

* There’s no single source of information about affordable housing. Contact many organizations and agencies in your search. You may discover great resources and increase your chances of finding an affordable home.